Use of Credit by Farm Families in Southern Iowa and Northern Missouri by Gordon E. Bivens and Frank Miller: Special Report No. 35, December 1963

(1963) Use of Credit by Farm Families in Southern Iowa and Northern Missouri by Gordon E. Bivens and Frank Miller: Special Report No. 35, December 1963. Iowa State University

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Abstract

This study was undertaken to provide information about the extent to which production, consumption and real estate credit was used, the specific purposes for which each of these types of credit was used, the sources from which credit was obtained and the differences in the use of these types of credit when families were classified by selected family and economic factors. Family and economic classification factors, selected because logic or previous research indicated their appropriateness, included the ages of farm homemaker and operator, number of years married, years of formal education of homemaker and operator, family composition, tenure situation, net worth, socio-economic status, knowledge of credit sources, size of farm, number of years farmed and willingness to assume debt.