Waterloo Cedear Falls African American

Applications and Market Shares 1995

 

Institution

Total Applications (purchases/ refinances)

Total Application Market Share

African American Applications

African American Application Market Share

Total Originations

Total Origination Market Share

African American Originations

African American Origination Market Share

Homeland Savings Bank, Fsb

466

13.47%

23

17.97%

360

13.33%

7

9.09%

Norwest Bank Iowa, N.a.

358

10.35%

10

7.81%

322

11.93%

8

10.39%

Mercantile Bank Of No. Iowa

321

9.28%

44

34.38%

262

9.70%

29

37.66%

Green Tree Financial

272

7.86%

6

4.69%

121

4.48%

1

1.30%

John Deere Community Cu

234

6.76%

3

2.34%

228

8.44%

3

3.90%

Homeland Bank, N.a.

191

5.52%

7

5.47%

159

5.89%

4

5.19%

Norwest Mortgage, Inc.

186

5.38%

1

0.78%

146

5.41%

1

1.30%

First Security State Bank

179

5.17%

4

3.13%

145

5.37%

4

5.19%

Legacy Mortgage Company, Inc.

160

4.63%

5

3.91%

125

4.63%

2

2.60%

Phh U.s. Mortgage Corporation

140

4.05%

2

1.56%

137

5.07%

2

2.60%

Firstar Bank Milwaukee

136

3.93%

4

3.13%

109

4.04%

2

2.60%

Iowa Bankers Mortgage Corp

104

3.01%

5

3.91%

92

3.41%

4

5.19%

Allied Group Mortgage Company

93

2.69%

2

1.56%

56

2.07%

2

2.60%

Firstar Bank Iowa, Na

78

2.25%

1

0.78%

64

2.37%

1

1.30%

Washington Square Mortgage Co.

64

1.85%

1

0.78%

49

1.81%

1

1.30%

Amerus Mortgage Inc.

63

1.82%

2

1.56%

47

1.74%

1

1.30%

Commercial Credit Corpo

59

1.71%

1

0.78%

58

2.15%

1

1.30%

Gmac Mortgage Corporation

53

1.53%

2

1.56%

42

1.56%

2

2.60%

Bank Of America,fsb

35

1.01%

0

0.00%

18

0.67%

0

0.00%

Cedar Falls Comm.credit Union

33

0.95%

2

1.56%

33

1.22%

2

2.60%

Amerus Bank

32

0.93%

1

0.78%

15

0.56%

0

0.00%

Knutson Mortgage Corporation

25

0.72%

0

0.00%

23

0.85%

0

0.00%

Cedar Valley Bank & Trust

22

0.64%

0

0.00%

21

0.78%

0

0.00%

Farmers State Bank

20

0.58%

0

0.00%

15

0.56%

0

0.00%

Chase Manhattan Mortgage Corp

18

0.52%

0

0.00%

9

0.33%

0

0.00%

Ford Consumer Finance Co.,inc.

14

0.40%

0

0.00%

0

0.00%

0

0.00%

Cuna Mortgage Corporation

13

0.38%

0

0.00%

10

0.37%

0

0.00%

Prudential Home Mortgage Co

12

0.35%

0

0.00%

6

0.22%

0

0.00%

Countrywide Funding Corporatio

9

0.26%

0

0.00%

6

0.22%

0

0.00%

Norwest Funding

9

0.26%

0

0.00%

0

0.00%

0

0.00%

Bank United Of Texas Fsb

7

0.20%

1

0.78%

0

0.00%

0

0.00%

United Companies Lending Corp.

4

0.12%

0

0.00%

0

0.00%

0

0.00%

Aetna Finance Company

4

0.12%

0

0.00%

1

0.04%

0

0.00%

Iowa Community Credit Union

4

0.12%

0

0.00%

4

0.15%

0

0.00%

Fbs Mortgage Corporation

3

0.09%

0

0.00%

3

0.11%

0

0.00%

Principal Residential Mtg, Inc

3

0.09%

0

0.00%

2

0.07%

0

0.00%

Residential Funding Corp.

3

0.09%

0

0.00%

0

0.00%

0

0.00%

Lomas Mortgage Usa

3

0.09%

0

0.00%

0

0.00%

0

0.00%

The Cit Group/consumer Finance

3

0.09%

0

0.00%

2

0.07%

0

0.00%

Chemical Residential Mortgage

2

0.06%

0

0.00%

2

0.07%

0

0.00%

Household Bank, F.s.b

2

0.06%

0

0.00%

0

0.00%

0

0.00%

Midwest Grocers Credit Union

2

0.06%

0

0.00%

2

0.07%

0

0.00%

Fleet Mortgage Corp.

1

0.03%

0

0.00%

0

0.00%

0

0.00%

Citicorp Mortgage Inc.

1

0.03%

0

0.00%

1

0.04%

0

0.00%

Citibank, F.s.b.

1

0.03%

0

0.00%

0

0.00%

0

0.00%

Nationsbanc Mortgage Corp

1

0.03%

0

0.00%

0

0.00%

0

0.00%

Dollar Mortgage Corporation

1

0.03%

0

0.00%

1

0.04%

0

0.00%

Regional Investment Co.

1

0.03%

0

0.00%

0

0.00%

0

0.00%

Source One Mortgage

1

0.03%

0

0.00%

1

0.04%

0

0.00%

Option One Mortgage Corp.

1

0.03%

0

0.00%

0

0.00%

0

0.00%

Commercial Federal Mtg. Corp.

1

0.03%

0

0.00%

1

0.04%

0

0.00%

Republic Bank

1

0.03%

0

0.00%

1

0.04%

0

0.00%

Industry Mortgage Company, L.p

1

0.03%

0

0.00%

0

0.00%

0

0.00%

Portfolio Acceptance Corp

1

0.03%

0

0.00%

0

0.00%

0

0.00%

West Star Financial Corp.

1

0.03%

0

0.00%

0

0.00%

0

0.00%

Emc Mortgage Corporation

1

0.03%

0

0.00%

0

0.00%

0

0.00%

Oakwood Acceptance Corporation

1

0.03%

0

0.00%

1

0.04%

0

0.00%

Ryland Mortgage Company

1

0.03%

0

0.00%

0

0.00%

0

0.00%

Long Beach Mortgage Company

1

0.03%

1

0.78%

0

0.00%

0

0.00%

Crestar Mortgage Corporation

1

0.03%

0

0.00%

0

0.00%

0

0.00%

First Nationwide Mortgage Corp

1

0.03%

0

0.00%

0

0.00%

0

0.00%

Novus Financial Corporation

1

0.03%

0

0.00%

0

0.00%

0

0.00%

Total

3459
 

128
 

2700
 

77
 

1995 HMDA Main Page