Credit
Unfair credit practices.
It shall be an unfair or discriminatory practice for any:
1. Creditor to refuse to enter into a consumer credit transaction
or impose finance charges or other terms or conditions more onerous
than those regularly extended by that creditor to consumers of
similar economic backgrounds because of age, color, creed, national
origin, race, religion, marital status, sex, physical disability,
or familial status.
2. Person authorized or licensed to do business in this state
pursuant to chapter 524, 533, 534, 536, or 536A to refuse to loan
or extend credit or to impose terms or conditions more onerous
than those regularly extended to persons of similar economic backgrounds
because of age, color, creed, national origin, race, religion,
marital status, sex, physical disability, or familial status.
3. Creditor to refuse to offer credit life or health and accident
insurance because of the color, creed, national origin, race,
religion, marital status, age, physical disability, sex, or familial
status. Refusal by a creditor to offer credit life or health and
accident insurance based upon the age or physical disability of
the consumer shall not be an unfair or discriminatory practice
if such denial is based solely upon bona fide underwriting considerations
not prohibited by title XIII, subtitle 1.
Iowa Code section 216.10.