Waterloo Cedar Falls Applications and Market Shares 1995

 

Institution

Total Applications (purchases/ refinances)

Total Application Market Share

Minority Applications

Minority Application Market Share

Total Originations

Total Origination Market Share

Minority Originations

Minority Origination Market Share

Homeland Savings Bank, Fsb

466

13.47%

32

18.60%

360

13.33%

13

11.71%

Norwest Bank Iowa, N.a.

358

10.35%

11

6.40%

322

11.93%

8

7.21%

Mercantile Bank Of No. Iowa

321

9.28%

48

27.91%

262

9.70%

32

28.83%

Green Tree Financial

272

7.86%

11

6.40%

121

4.48%

4

3.60%

John Deere Community Cu

234

6.76%

7

4.07%

228

8.44%

7

6.31%

Homeland Bank, N.a.

191

5.52%

11

6.40%

159

5.89%

7

6.31%

Norwest Mortgage, Inc.

186

5.38%

2

1.16%

146

5.41%

1

0.90%

First Security State Bank

179

5.17%

9

5.23%

145

5.37%

9

8.11%

Legacy Mortgage Company, Inc.

160

4.63%

6

3.49%

125

4.63%

3

2.70%

Phh U.s. Mortgage Corporation

140

4.05%

5

2.91%

137

5.07%

5

4.50%

Firstar Bank Milwaukee

136

3.93%

5

2.91%

109

4.04%

3

2.70%

Iowa Bankers Mortgage Corp

104

3.01%

7

4.07%

92

3.41%

6

5.41%

Allied Group Mortgage Company

93

2.69%

3

1.74%

56

2.07%

2

1.80%

Firstar Bank Iowa, Na

78

2.25%

1

0.58%

64

2.37%

1

0.90%

Washington Square Mortgage Co.

64

1.85%

1

0.58%

49

1.81%

1

0.90%

Amerus Mortgage Inc.

63

1.82%

2

1.16%

47

1.74%

1

0.90%

Commercial Credit Corpo

59

1.71%

1

0.58%

58

2.15%

1

0.90%

Gmac Mortgage Corporation

53

1.53%

3

1.74%

42

1.56%

3

2.70%

Bank Of America,fsb

35

1.01%

0

0.00%

18

0.67%

0

0.00%

Cedar Falls Comm.credit Union

33

0.95%

3

1.74%

33

1.22%

3

2.70%

Amerus Bank

32

0.93%

1

0.58%

15

0.56%

0

0.00%

Knutson Mortgage Corporation

25

0.72%

0

0.00%

23

0.85%

0

0.00%

Cedar Valley Bank & Trust

22

0.64%

0

0.00%

21

0.78%

0

0.00%

Farmers State Bank

20

0.58%

0

0.00%

15

0.56%

0

0.00%

Chase Manhattan Mortgage Corp

18

0.52%

1

0.58%

9

0.33%

1

0.90%

Ford Consumer Finance Co.,inc.

14

0.40%

0

0.00%

0

0.00%

0

0.00%

Cuna Mortgage Corporation

13

0.38%

0

0.00%

10

0.37%

0

0.00%

Prudential Home Mortgage Co

12

0.35%

0

0.00%

6

0.22%

0

0.00%

Countrywide Funding Corporatio

9

0.26%

0

0.00%

6

0.22%

0

0.00%

Norwest Funding

9

0.26%

0

0.00%

0

0.00%

0

0.00%

Bank United Of Texas Fsb

7

0.20%

1

0.58%

0

0.00%

0

0.00%

United Companies Lending Corp.

4

0.12%

0

0.00%

0

0.00%

0

0.00%

Aetna Finance Company

4

0.12%

0

0.00%

1

0.04%

0

0.00%

Iowa Community Credit Union

4

0.12%

0

0.00%

4

0.15%

0

0.00%

Fbs Mortgage Corporation

3

0.09%

0

0.00%

3

0.11%

0

0.00%

Principal Residential Mtg, Inc

3

0.09%

0

0.00%

2

0.07%

0

0.00%

Residential Funding Corp.

3

0.09%

0

0.00%

0

0.00%

0

0.00%

Lomas Mortgage Usa

3

0.09%

0

0.00%

0

0.00%

0

0.00%

The Cit Group/consumer Finance

3

0.09%

0

0.00%

2

0.07%

0

0.00%

Chemical Residential Mortgage

2

0.06%

0

0.00%

2

0.07%

0

0.00%

Household Bank, F.s.b

2

0.06%

0

0.00%

0

0.00%

0

0.00%

Midwest Grocers Credit Union

2

0.06%

0

0.00%

2

0.07%

0

0.00%

Fleet Mortgage Corp.

1

0.03%

0

0.00%

0

0.00%

0

0.00%

Citicorp Mortgage Inc.

1

0.03%

0

0.00%

1

0.04%

0

0.00%

Citibank, F.s.b.

1

0.03%

0

0.00%

0

0.00%

0

0.00%

Nationsbanc Mortgage Corp

1

0.03%

0

0.00%

0

0.00%

0

0.00%

Dollar Mortgage Corporation

1

0.03%

0

0.00%

1

0.04%

0

0.00%

Regional Investment Co.

1

0.03%

0

0.00%

0

0.00%

0

0.00%

Source One Mortgage

1

0.03%

0

0.00%

1

0.04%

0

0.00%

Option One Mortgage Corp.

1

0.03%

0

0.00%

0

0.00%

0

0.00%

Commercial Federal Mtg. Corp.

1

0.03%

0

0.00%

1

0.04%

0

0.00%

Republic Bank

1

0.03%

0

0.00%

1

0.04%

0

0.00%

Industry Mortgage Company, L.p

1

0.03%

0

0.00%

0

0.00%

0

0.00%

Portfolio Acceptance Corp

1

0.03%

0

0.00%

0

0.00%

0

0.00%

West Star Financial Corp.

1

0.03%

0

0.00%

0

0.00%

0

0.00%

Emc Mortgage Corporation

1

0.03%

0

0.00%

0

0.00%

0

0.00%

Oakwood Acceptance Corporation

1

0.03%

0

0.00%

1

0.04%

0

0.00%

Ryland Mortgage Company

1

0.03%

0

0.00%

0

0.00%

0

0.00%

Long Beach Mortgage Company

1

0.03%

1

0.58%

0

0.00%

0

0.00%

Crestar Mortgage Corporation

1

0.03%

0

0.00%

0

0.00%

0

0.00%

First Nationwide Mortgage Corp

1

0.03%

0

0.00%

0

0.00%

0

0.00%

Novus Financial Corporation

1

0.03%

0

0.00%

0

0.00%

0

0.00%

Total

3459
 

172
 

2700
 

111
 

1995 HMDA Main Page