Waterloo Cedar Falls 1995 Minority White Rejection Ratios

Institution	Low Income	Moderate Income	Middle Income	Upper Income	Total
Homeland Savings Bank, Fsb	1.79	5.47	5.55	0	4.05
Norwest Bank Iowa, N.a.	3.75	9.5	4.3	0	5.52
Mercantile Bank Of No. Iowa	2.36	5.93	0.76	4.55	3.66
Green Tree Financial	1.05	0.31	1.74	1.33	0.9
John Deere Community Cu	0	0	NA	0	0
Homeland Bank, N.a.	5.6	3.33	4.5	0	3.51
Norwest Mortgage, Inc.	NA	NA	0	0	0
First Security State Bank	NA	0	0	0	0
Legacy Mortgage Company, Inc.	0.94	0	2.88	0	0.95
Phh U.s. Mortgage Corporation	0	0	0	0	0
Firstar Bank Milwaukee	13	0	0	0	2.1
Iowa Bankers Mortgage Corp	0	3.5	0	0	2.77
Allied Group Mortgage Company	0	0	NA	NA	0
Firstar Bank Iowa, Na	NA	NA	NA	0	0
Washington Square Mortgage Co.	NA	NA	NA	0	0
Amerus Mortgage Inc.	NA	0	0	0	0
Commercial Credit Corpo	NA	0	NA	NA	0
Gmac Mortgage Corporation	NA	0	0	0	0
Bank Of America,fsb	NA	NA	NA	NA	NA
Cedar Falls Comm.credit Union	0	0	NA	NA	0
Amerus Bank	NA	5	NA	NA	4.5
Knutson Mortgage Corporation	NA	NA	NA	NA	NA
Cedar Valley Bank & Trust	NA	NA	NA	NA	NA
Farmers State Bank	NA	NA	NA	NA	NA
Chase Manhattan Mortgage Corp	NA	NA	NA	0	0
Ford Consumer Finance Co.,inc.	NA	NA	NA	NA	NA
Cuna Mortgage Corporation	NA	NA	NA	NA	NA
Prudential Home Mortgage Co	NA	NA	NA	NA	NA
Countrywide Funding Corporatio	NA	NA	NA	NA	NA
Norwest Funding	NA	NA	NA	NA	NA
Bank United Of Texas Fsb	NA	NA	NA	0	0
United Companies Lending Corp.	NA	NA	NA	NA	NA
Aetna Finance Company	NA	NA	NA	NA	NA
Iowa Community Credit Union	NA	NA	NA	NA	NA
Fbs Mortgage Corporation	NA	NA	NA	NA	NA
Principal Residential Mtg, Inc	NA	NA	NA	NA	NA
Residential Funding Corp.	NA	NA	NA	NA	NA
Lomas Mortgage Usa	NA	NA	NA	NA	NA
The Cit Group/consumer Finance	NA	NA	NA	NA	NA
Chemical Residential Mortgage	NA	NA	NA	NA	NA
Household Bank, F.s.b	NA	NA	NA	NA	NA
Midwest Grocers Credit Union	NA	NA	NA	NA	NA
Fleet Mortgage Corp.	NA	NA	NA	NA	NA
Citicorp Mortgage Inc.	NA	NA	NA	NA	NA
Citibank, F.s.b.	NA	NA	NA	NA	NA
Nationsbanc Mortgage Corp	NA	NA	NA	NA	NA
Dollar Mortgage Corporation	NA	NA	NA	NA	NA
Regional Investment Co.	NA	NA	NA	NA	NA
Source One Mortgage	NA	NA	NA	NA	NA
Option One Mortgage Corp.	NA	NA	NA	NA	NA
Commercial Federal Mtg. Corp.	NA	NA	NA	NA	NA
Republic Bank	NA	NA	NA	NA	NA
Industry Mortgage Company, L.p	NA	NA	NA	NA	NA
Portfolio Acceptance Corp	NA	NA	NA	NA	NA
West Star Financial Corp.	NA	NA	NA	NA	NA
Emc Mortgage Corporation	NA	NA	NA	NA	NA
Oakwood Acceptance Corporation	NA	NA	NA	NA	NA
Ryland Mortgage Company	NA	NA	NA	NA	NA
Long Beach Mortgage Company	NA	NA	NA	NA	NA
Crestar Mortgage Corporation	NA	NA	NA	NA	NA
First Nationwide Mortgage Corp	NA	NA	NA	NA	NA
Novus Financial Corporation	NA	NA	NA	NA	NA