Des Moines 1995 Minority White Rejection Ratios

Institution	Low Income	Moderate Income	Middle Income	Upper Income	Total
Amerus Mortgage Inc.	1.42	2.14	2.00	5.42	2.91
Norwest Mortgage, Inc.	1.05	3.38	1.97	5.68	2.88
Allied Group Mortgage Company	0.00	0.00	6.31	0.00	0.66
Principal Residential Mtg, Inc	5.67	8.10	2.77	0.00	2.77
Chase Manhattan Mortgage Corp	0.00	1.10	0.00	6.13	2.61
Green Tree Financial	1.14	1.54	1.32	3.00	1.47
Homeland Savings Bank, Fsb	2.07	0.00	1.70	4.88	1.60
Washington Square Mortgage Co.	0.00	0.00	0.00	0.00	0.00
James Mortgage Corporation	0.00	0.00	0.00	0.00	0.00
Bankers Trust Company	2.50	1.57	2.93	0.00	3.23
Norwest Bank Iowa, N.a.	1.20	0.58	2.07	0.00	1.45
Phh U.s. Mortgage Corporation	0.00	0.00	0.00	0.00	0.00
Countrywide Funding Corporatio	1.67	0.00	6.60	0.00	2.06
Bank Of America,fsb	3.17	3.29	7.17	5.86	4.26
Brenton Mortgages, Inc.	0.00	1.53	0.00	0.00	0.74
Liberty Savings Bank	3.50	NA	0.00	0.00	3.32
Firstar Bank Milwaukee	1.07	0.00	13.69	0.00	3.74
Norwest Funding	0.00	0.00	0.00	0.00	0.00
West Des Moines State Bank	0.00	0.00	1.77	0.00	0.79
Iowa Bankers Mortgage Corp	NA	0.00	0.00	0.00	0.00
Amerus Bank	1.74	0.00	2.44	NA	1.14
Prudential Home Mortgage Co	NA	NA	0.00	39.00	26.14
Mellon Mortgage Company	NA	0.00	NA	0.00	NA
Iowa State Bank	0.22	0.57	2.40	0.00	0.81
Hawkeye Bank	0.00	5.67	0.00	0.00	4.56
East Des Moines National Bank	NA	1.93	1.36	0.00	0.92
State Federal S & L Of Des Moi	NA	4.20	9.75	26.50	8.64
Boatmen S Bank Iowa, N.a.	0.00	0.00	NA	0.00	0.00
First Union Home Equity Bank	NA	NA	NA	NA	0.00
Community State Bank	2.40	NA	NA	0.00	2.50
Citicorp Mortgage Inc.	NA	NA	0.00	NA	0.00
Hawkeye Bank Of Ankeny	NA	NA	0.00	NA	0.00
Boatmen S Nat'l Mortgage Inc.	0.00	NA	NA	NA	0.00
The Huntington Mortgage Co.	NA	0.00	NA	NA	0.00
Homeland Bank	NA	NA	NA	NA	NA
Fbs Mortgage Corporation	NA	NA	NA	0.00	0.00
Firstar Bank Iowa, Na	0.00	0.00	0.00	0.00	0.00
Edco Credit Union	NA	2.17	NA	0.00	2.20
First Mortgage Corp.	0.00	0.00	0.00	0.00	0.00
First Bank	0.00	NA	NA	0.00	0.00
Polk City Savings Bank	NA	NA	NA	NA	NA
United Companies Lending Corp.	0.00	0.00	7.00	0.00	0.42
State Employees Credit Union	NA	NA	13.00	0.00	7.67
Gmac Mortgage Corporation	NA	0.00	0.00	0.00	0.00
Industry Mortgage Company, L.p	NA	NA	NA	NA	NA
Iowa Sb A Div Of 1st Fsb Of Mw	NA	NA	0.00	NA	0.00
Norwalk-cumming State Bank	NA	NA	NA	NA	NA
Crossland Mortgage Corporation	0.00	0.00	1.50	NA	1.52
Republic Bank	NA	NA	0.00	0.00	0.00
Citibank, F.s.b.	NA	NA	NA	NA	NA
The Cit Group/sales Financing,	NA	NA	NA	1.67	2.42
First Bank,fsb	NA	4.00	NA	NA	10.00
Centerbank Mortgage Company	NA	NA	NA	0.00	0.00
First Union Mortgage Corp.	NA	NA	NA	0.00	0.00
Earlham Svg Bk	NA	NA	NA	0.00	0.00
Farmers Savings Bank	NA	NA	NA	NA	9.00
Commercial Credit Corpo	NA	NA	NA	NA	NA
Credit Union Residential Mortg	NA	NA	0.00	0.00	0.00
Community State Bank	NA	NA	NA	NA	12.00
Washtenaw Mortgage Company	NA	NA	NA	0.00	NA
Midwest Grocers Credit Union	0.00	0.00	NA	NA	0.00
Des Moines Metro Credit Union	NA	NA	1.00	NA	1.00
Residential Funding Corp.	NA	NA	NA	NA	NA
Funb Of North Carolina	NA	NA	NA	NA	NA
Tradesmen Credit Union	NA	NA	NA	NA	NA
First Federal Savings Bank Fsb	NA	0.00	NA	NA	0.00
North American Saving Bank,fsb	NA	NA	NA	0.00	0.00
Centerbank	NA	NA	NA	NA	NA
City State Bank	NA	NA	NA	NA	NA
Ge Capital Mortgage Services	NA	NA	NA	NA	NA
310 Credit Union	NA	NA	NA	NA	7.50
The Cit Group/consumer Finance	NA	NA	NA	NA	0.00
Hamilton Financial Corporation	NA	NA	0.00	0.00	0.00
Academy Usa, Inc.	NA	NA	NA	0.00	0.00
Brenton Bank	NA	0.00	NA	NA	0.00
Knutson Mortgage Corporation	NA	NA	NA	NA	NA
Commercial Federal Mtg. Corp.	NA	NA	NA	NA	NA
Resource Bancshares Mortgage	NA	NA	NA	0.00	0.00
Cuna Mortgage Corporation	NA	NA	NA	NA	NA
Fidelity Mortgage Decisions Co	NA	NA	NA	NA	NA
Deere Community Credit Union	0.00	NA	NA	NA	0.00
Roosevelt Bank	NA	NA	NA	NA	NA
Hartford-carlisle Savings Bank	NA	NA	NA	NA	NA
Perry State Bank	NA	NA	NA	NA	NA
West Star Financial Corp.	NA	NA	NA	NA	NA
Mortgage Service America Co.	NA	NA	NA	NA	NA
Emc Mortgage Corporation	NA	NA	NA	NA	NA
Household Bank, F.s.b	NA	NA	NA	NA	NA
Merrill Lynch Credit Corp.	NA	NA	NA	NA	NA
Chemical Residential Mortgage	NA	NA	NA	NA	NA
Fleet Mortgage Corp.	NA	NA	NA	NA	NA
Raccoon Valley State Bank	NA	NA	NA	NA	NA
First Bank Of South Dakota Na	NA	NA	NA	NA	NA
North American Mortgage Co.	NA	NA	NA	NA	NA
Nationsbanc Mortgage Corp	NA	NA	NA	NA	NA
Regional Investment Co.	NA	NA	NA	NA	NA
Pnc Mortgage Corp. Of America	NA	NA	NA	NA	NA
Great Financial Bank	NA	NA	NA	NA	NA
Lomas Mortgage Usa	NA	NA	NA	NA	NA
Ford Consumer Finance Co.,inc.	NA	NA	NA	NA	NA
Weyerhaeuser Mortgage Company	NA	NA	0.00	NA	0.00
Ibm Mid America Employees Fcu	NA	NA	NA	NA	NA
Republic Bancorp Mortgage Inc.	NA	0.00	NA	NA	0.00
The Money Store	NA	NA	NA	NA	NA
Long Beach Mortgage Company	NA	NA	NA	NA	0.50
Deere & Company Credit Union	NA	NA	NA	NA	NA
Associates National Mortgage C	NA	NA	NA	NA	NA
Ufsb Of Indianapolis	NA	NA	NA	NA	0.00
The Prudential Insurance Co	NA	NA	NA	NA	NA
James B. Nutter & Company	NA	NA	NA	NA	NA
Des Moines Postal Credit Union	NA	NA	NA	NA	0.00
Homeland Bank, N.a.	NA	NA	NA	NA	NA
Source One Mortgage	NA	NA	NA	NA	NA
Harbor Financial Mortgage Corp	NA	NA	NA	NA	NA
Mca Mortgage Corporation	NA	NA	NA	NA	NA
Mountain States Mortgage	NA	NA	NA	NA	NA
Bank Of America,nt&sa	NA	NA	NA	NA	NA
Oakwood Acceptance Corporation	NA	NA	NA	NA	NA
First Franklin	NA	NA	NA	NA	NA
Aetna Finance Company	NA	NA	NA	NA	NA
Avco Financial Services, Inc.	NA	NA	NA	NA	NA
Today's Mortgage Source, Inc.	NA	NA	NA	NA	NA
State Bank Of Lake Park	NA	NA	NA	NA	NA
Bancoklahoma Mortgage Corp.	NA	NA	NA	NA	NA
Ctx Mortgage Company	NA	NA	NA	NA	NA
Crestar Mortgage Capital Corp	NA	NA	NA	NA	NA
First Midwest Mortgage Corp	NA	NA	NA	NA	NA
The Dime Savings Bank Of Ny	NA	NA	NA	NA	NA
Nvr Mortgage Finance, Inc.	NA	NA	NA	NA	NA
Harbourton Mortgage Co., Lp	NA	NA	NA	NA	NA
Afi Mortgage Corp.	NA	NA	NA	NA	NA
Citibank, N.a.	NA	NA	NA	NA	NA
Old Kent Mortgage Company	NA	NA	NA	NA	NA
First State Bank Of Mapleton	NA	NA	NA	NA	NA
Stm Mortgage Company	NA	NA	NA	NA	NA
Crestar Mortgage Corporation	NA	NA	NA	NA	NA
First National Bank Of Boston	NA	NA	NA	NA	NA
Bancboston Mortgage Corp.	NA	NA	NA	NA	NA
First Financial Bank	NA	NA	NA	NA	NA
Bancplus Mortgage Corporation	NA	NA	NA	NA	NA
Banc One Mortgage Corporation	NA	NA	NA	NA	NA
First Nationwide Mortgage Corp	NA	NA	NA	NA	NA
Novus Financial Corporation	NA	NA	NA	NA	NA
Bank United Of Texas Fsb	NA	NA	NA	NA	NA